WHEN the load shedding stages increase, so does the frequency of the rotational power cuts, which has a replica impact in increased risk of damage to sensitive electronic items due to power surges, fires, and crime because of security systems not operating properly.

Marius Steyn, Personal Lines Underwriting Manager, says South Africans need to mitigate the damages caused by load shedding by being prepared prior to power going off.
“The reality is, load shedding has an immense impact on consumers and businesses alike – who must cope with the damage to appliances brought on by power surges or risk loss through theft or burglary as a result of faulty security systems,” said Steyn.
Mitigate risks caused by power cuts
Steyn cautions consumers and provides things to consider mitigating risks that may be caused by power cuts:
- Ensure that your alarm system is in a working condition and the back-up battery is fully functional to provide power to the system in the event of load shedding.
- Spare torch or headlamp: Keep a torch in your car if you arrive home at night during a power outage. Most smartphones also have a built-in torch which comes in handy during unexpected power outages.
- Emergency contact information: Save emergency contact information on your phone but also keep a paper copy safe and accessible. This should include the emergency services such as fire department, police, and medical services. Also include contact information of friends and family along with insurance information.
- Charge your cell phone, laptop, and tablet: Ensure your cell phone, laptop and tablet devices are fully charged ahead of scheduled blackouts. It is also a good idea to have an emergency phone charger (like a power bank) close by. This comes in handy during extended power outages.
- Gas for cooking and lighting: Get a small LP gas bottle and lamp. It gives good quality lighting for a large area and can also be used for cooking and boiling water. It is a good idea to keep hot water in a thermal flask so that you can make hot drinks. Also consider preparing meals beforehand if you know when there is going to be a scheduled blackout.
- Keep bottled water: Keeping emergency water stored is easy when frozen. This frozen bottled water will help keep food cold during a power outage and will also not spoil.
- Unplug your cables: Consider any electrical connection as live during a power outage as power can return at any time. Unplug any electronic devices or equipment or switch it off at the wall, including telephone cables. This is due to the surges in power that may occur when electricity is restored.
- Make use of surge protection: Electric surges are one of the biggest causes of damage to equipment during a power outage. Installing a surge protection device can help minimise some damage in unforeseen situations. Have a surge protection device fitted to your electrical distribution board or alternatively at the power outlet to the electronic device.
- Back up your data: It is always important to back up data. Make it a priority to save your data offsite, in case of a hard drive crash or unforeseen electrical fault.
“To prevent unforeseen damage and losses, we urge households to revisit their insurance cover and obtain advice from their brokers to take into account different circumstances and risk situations which may arise as a result of power cuts,” Steyn concludes.




