Mense vra hom altyd wie die regte mense is om mee sake te doen oor finansi\u00eble beplanning soos aftree- en boedelbeplanning, testamente en trusts.<\/p>\n\n\n\n
Willem Basson, bekende medeaanbieder van Ontbytsake<\/i> en woordvoerder vir die Efficient Wealth-groep van die ekonoom Dawie Roodt, se raad is eenvoudig.<\/p>\n\n\n\n
Eerstens, maak seker dat die finansi\u00eble raadgewer by die Raad op Finansi\u00eble Dienste (FSB) geregistreer is. Die raad besluit of iemand geskik en gepas is om as \u2019n finansi\u00eble instelling te mag optree \u2013 dus maak hulle die re\u00ebls en moet raadgewers eers daaraan voldoen voordat hulle \u2019n lisensie kan kry om as finansi\u00eble raadgewer of finansi\u00eble dienste te werk. <\/p>\n\n\n\n
Tweedens is registrasie by die Finansi\u00eble Beplanningsinstituut (FPI) van Suider-Afrika \u201c \u2019n stappie verder\u201d. Finansi\u00eble raadgewers word as finansi\u00eble beplanners gesertifiseer. <\/p>\n\n\n\n
\u201cDoen net sake met \u2019n FPI-geregistreerde finansi\u00eble raadgewer.\u201d <\/p>\n\n\n\n
Kyk vir die FPI-logo op dokumentasie.<\/p>\n\n\n\n
Basson meen as jy dokter toe gaan, wil jy tog h\u00ea dat hy by die mediese raad geregistreer moet wees, of \u2019n rekenmeester by die Suid-Afrikaanse Instituut vir Ge\u00f6ktrooieerde Rekenmeesters (Saica).<\/p>\n\n\n\n
Hy waarsku dat rooi ligte dadelik moet begin flikker indien \u2019n finansi\u00eble raadgewer of beplanner ni\u00e9 by die FSB en FPI geregistreer is nie. <\/p>\n\n\n\n
\n Dilemmas<\/b>\n<\/p>\n\n\n\n
Basson herinner daaraan dat \u201ceen ding waarvan ons almal seker kan wees is dat ons gaan sterf\u201d. <\/p>\n\n\n\n
Van die dinge wat mense oorkom as hulle nie met kundige raad oorsee bel\u00ea nie, is dat hulle met hul dood tot 60% van hul oorsese belegging aan belasting kan verloor.<\/p>\n\n\n\n
Onkundige beleggings kan in die geval van dood ho\u00eb koste met
betrekking tot die bevestiging van die testament tot gevolg h\u00ea, asook bykomende uitgawes om \u2019n oorsese eksekuteur aan te stel.<\/p>\n\n\n\n
Basson raai mense ook aan om seker te maak dat hul testamente en trusts se bepalings ooreenstem sodat die boedel gou afgehandel kan word.<\/p>\n\n\n\n
\u201cKorttermynversekering is baie duur, daarom moet mense seker maak die dag wat hul gastehuis of plaas afbrand, hulle nie uitvind dat hul versekering nie uitbetaal nie.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"
Mense vra hom altyd wie die regte mense is om mee sake te doen oor finansi\u00eble beplanning soos aftree- en boedelbeplanning, testamente en 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