\u2019n Nuwe motor en uiteet is glo twee van Suid-Afrikaners se gunsteling- (en grootste) uitgawes sodra hulle \u2019n salaris begin verdien.<\/p>\n\n\n\n
Volgens die geldghoeroes is meer gereeld uitgaan en spoggerige rygoed uitgawes wat \u2019n begroting vinnig kan ruk. Talle van ons begin in luukshede indulge<\/i> sodra ons meer geld begin verdien. <\/p>\n\n\n\n
Skuldiges sal gou agterkom dit maak nie werklik saak hoeveel meer rande ons verdien nie, want die begroting klop steeds nie. Hierdie verskynsel word leefstylinflasie genoem. <\/p>\n\n\n\n
Die ghoeroes meen dit maak nie saak hoe gemaklik jy is nie; jou geld sal nie hou as jy nie reg daarmee werk nie. <\/p>\n\n\n\n
Re\u00ebl nommer een is dus om te weet waarheen jou geld gaan. Daar is deesdae toepassings wat jou help om te sien waaraan jy jou geld bestee het. Moneysmart, 22seven, MyMoney en Nedbank se My Financial Life is glo vier van Suid-Afrika se beste toepassings. <\/p>\n\n\n\n
Tweedens, indien jy \u2019n groter inkomste het, moet jy liewer meer spaar as uitgee, beveel die ghoeroes aan. Dalk het jy nou \u201cmeer\u201d geld omdat jy jou motor of verband afbetaal het. Spaar liewer die geld as wat dit nou deel van jou begroting word. Die redenasie is dat jy so gewoond is om sonder daardie geld klaar te kom, dat dit nie te moeilik behoort te wees om nou te spaar nie.<\/p>\n\n\n\n
Ek het \u2019n vriend wat n\u00e1 \u2019n groot bevordering kruideniersware by Woolworths in plaas van Shoprite begin koop het. Sulke spronge beteken dalk jy eet lekkerder, maar jou inkopielys is gewis duurder.<\/p>\n\n\n\n
Nommer drie: Moenie t\u00e9 gemaklik raak nie. Daar is nooit 100%-waarborg van enige salaris nie \u2013 ondernemings vou, afleggings gebeur en kontrakte kan skielik tot \u2019n einde kom. <\/p>\n\n\n\n
Diversifisering van jou inkomste is belangrik. Indien jy dus \u2019n tweede inkomste het, hou dit aan die gang. <\/p>\n\n\n\n
Skaal af as jy moet, maar moenie heeltemal ontslae raak van di\u00e9 geld nie. Dit kan jou heel moontlik in \u2019n noodgeval red of net betaal vir n\u00f3g \u2019n lekker luuksheid.<\/p>\n","protected":false},"excerpt":{"rendered":"
Geldsake vir 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