Die strand, lekker kos en vele kuiers is hier, maar finansi\u00eble ghoeroes waarsku dat die feestyd eintlik die gevaarlikste tyd vir jou begroting is. <\/p>\n\n\n\n
Die grootste slaggate is sekerlik uitstappies en kuiers, want wie kan \u2019n braaivuur by die swembad weerstaan?<\/p>\n\n\n\n
Wees egter slim met di\u00e9 geleenthede. Finansi\u00eble ghoeroes meen almal kan doen met \u2019n besparing, so maak kuiers potlucks \u2013<\/i>geleenthede waar almal iets bydra en die finansi\u00eble druk nie net op die gasheer is nie.<\/p>\n\n\n\n
Bederfies vir die feestyd kan soos \u2019n verpligting voel, maar wees slim \u2013 hierdie uitgawe moet reeds in jou begroting wees. Indien nie, sal jy iets vandeesmaand moet prysgee. <\/p>\n\n\n\n
Die ghoeroes waarsku ook teen daardie 13de tjek of bonus, want baie van ons gee di\u00e9 geld uit v\u00f3\u00f3r dit in die bank beland. Daar moet \u2019n plan wees vir die geld, of dit geskenke koop is of ekstra brandstof vir rondry. Laat elke sent tel \u2013 dit is steeds nie te laat om \u2019n vakansie\u00adbegroting op te stel nie!<\/p>\n\n\n\n
Dan, moenie vergeet alles in die winkels is s\u00f3 uiteen\u00adgesit om verkope aan te moedig nie. Moenie val vir die slaggate nie, al trek bemarkers hoe hard aan die hartsnare. Bly binne jou perke.<\/p>\n\n\n\n
Indien jy wel \u2019n vakansie-begroting het, is hier \u2019n paar wenke vir jou geldsake vir volgende jaar:.<\/span> Betaal jouself eerste \u2013 moenie wag tot die einde van die maand om te spaar nie. Kry \u2019n outomatiese aftrekking wat jou spaargeld vat voor jy die geleentheid het om dit uit te gee. .<\/span> Stel \u2019n delgingsfonds (sinking fund<\/i>) op. Sit maandeliks R50 of meer weg vir uitgawes soos geskenke of kort vakansies of skool-benodigdhede. Jy weet hierdie uitgawes kom een of twee keer per jaar, so moenie toelaat dat dit jou maande\u00adlikse begroting omverwerp nie..<\/span> Elke geleentheid kort sy eie begroting. Wil jy \u2019n partytjie hou of \u2019n trippie langs die kus neem? Stel eers \u2019n begro\u00adting op, want klein uitgawes hier en daar raak maklik honderde rande saam.<\/p>\n","protected":false},"excerpt":{"rendered":" Geldsake vir 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