Aflegging gaan met vrees en verleentheid gepaard.<\/p>\n\n\n\n
Met die sluiting van Saldanha Staal en talle ander sakeondernemings wat swaar trek, is afleggings ongelukkig iets wat vele Weskussers raak.<\/p>\n\n\n\n
Geld-ghoeroes het \u2019n paar wenke om werkers deur die proses te help totdat hulle nuwe werk kry:<\/p>\n\n\n\n
1. Maak kontak met jou krediteure \u2013verduidelik jou situasie. In baie gevalle kan krediteure jou tegemoet kom. Dit is een van die eerste oproepe wat gemaak moet word wanneer jy uitvind jy word retrench<\/i>.<\/p>\n\n\n\n
2. Noodfonds \u2013 gevalle soos hierdie is hoekom almal minstens vir drie tot ses maande se uitgawes moet spaar. Noodsaaklike onkostes kan met di\u00e9 geld gedek word.<\/p>\n\n\n\n
3. Stel \u2019n oorlewingsbegroting op as jy nog nie een het nie. Hierdie begroting is die mees basiese begroting wat \u2019n gesin sal moet volg om te oorleef. Uitgawes soos wegneemetes, nuwe klere en uitstappies sal vir eers opsy geskuif moet word.<\/p>\n\n\n\n
4. Gebruik jou Werkloosheids\u00adversekeringsfonds oftewel UIF. <\/p>\n\n\n\n
Gewoonlik word \u2019n maandelikse bydrae van \u2019n werknemer \u00e9n \u2019n werkgewer geneem om di\u00e9 fonds aan te vul. Nou is die tyd om dit te gebruik.<\/p>\n\n\n\n
Vir diegene wat hulself finansieel wil staal teen afdankings, is \u2019n paar produkte beskikbaar wat sal kan help, meen die geld-ghoeroes.<\/p>\n\n\n\n
Finansi\u00eble instansies bied produkte wat spesifiek voorsorg tref vir afleggings \u2013 sogenaamde \u201cretrenchment protectors<\/i>\u201d. <\/p>\n\n\n\n
Dit kan \u2019n polis of \u2019n fonds wees. <\/p>\n\n\n\n
Doen deeglike navorsing om te bepaal watter soort \u201cbeskermer\u201d jou die beste sal pas. <\/p>\n\n\n\n
Afleggings gaan ook met \u2019n paar moenies gepaard: <\/p>\n\n\n\n
\u2013 Moenie dink dis jou skuld nie en maak seker jy gesels met iemand daaroor.<\/p>\n\n\n\n
\u2013 Moenie dink jy het nie opsies nie \u2013 krediteure WIL jou geld h\u00ea en sal dus poog om jou tydelik te help.<\/p>\n\n\n\n
Afdanking is \u2019n vreesaanjaende ervaring, maar moenie alleen in \u2019n hoekie sit nie. <\/p>\n\n\n\n
Hulp \u00eds beskikbaar.<\/p>\n","protected":false},"excerpt":{"rendered":"
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