Spaar jy vir aftrede? Dis goed. Beplan jy vir aftrede? D\u00eds nog beter. Beplanning vir jou aftrede en ander langtermyn- finansi\u00eble doelwitte is \u2019n noodsaaklike stap wat dit makliker maak om hierdie doelwitte te bereik. <\/p>\n\n\n\n
Hierdie tyd van die jaar is ideaal om weer briek aan te draai en te besin oor ons huidige finansi\u00eble posisie, en te beplan voor die lang verwagte feestyd wat om die draai is.<\/p>\n\n\n\n
As daar een ding is wat ons die afgelope jaar geleer het, is dit dat spaar sonder om jou spaargeld te bel\u00ea, nie genoeg is nie. Wanneer ons kyk na rentekoerse wat nou so laag is, groei geld skaars in \u2019n tipiese spaarrekening. Dit groei moontlik nie eens genoeg om tred te hou met inflasie nie. Dit kan jou finansi\u00eble neseier in die lang termyn benadeel.<\/p>\n\n\n\n
\u2019n Belegging sonder beplanning is gewoonlik nie genoeg nie. Die meeste mense bel\u00ea met \u2019n algemene idee om welvaart op te bou, veral vir aftrede. Die probleem is dat te veel mense sonder \u2019n plan bel\u00ea. Ja, aanhou loop in \u2019n rigting gaan jou weliswaar \u00earens in die lewe bring, maar nie noodwendig waar jy wou wees nie. Om welvaart te bou en te behou, verg meer as net \u2019n belegging. Met die verloop van tyd moet jy beplan hoe om risiko\u2019s te bestuur en belasting uit te stel of te verminder. \u2019n Goeie finansi\u00eble plan wat spesifiek vir jou behoeftes deur \u2019n professionele finansi\u00eble beplanner opgestel is, neem alles in ag om jou beleggingsbenadering te definieer. Die lewe is vol kinkels, en jou behoeftes kan verander. Juis daarom is dit belangrik om jou plan gereeld te hersien.<\/p>\n\n\n\n
Hierdie ses stappe is belangrik om die bestuur van jou finansies nou te verbeter:1. Hersien jou uitgawes en stel \u2019n begroting op.2. Verminder onnodige rekeninge en uitgawes waar moontlik.3. Moenie onnodige fooie betaal nie.4. Struktureer \u2019n plan om skuld af te betaal.5. Skep \u2019n beleggingsplan.6. Hersien jou korttermyn-versekeringsbehoeftes en -premies.<\/p>\n\n\n\n
Oktober, die nasionale finansi\u00eble beplanningsmaand, is die ideale tyd om vir jou finansi\u00eble toekoms te beplan. <\/p>\n\n\n\n
Hoewel die einde van die jaar al in sig is, is dit nou die regte tyd om na te dink oor wat jy in 2021 gedoen het en wat jy in 2022 kan doen. <\/p>\n\n\n\n
Dalk wil jy iets nuuts doen, of sommige goed net anders doen. Jou finansi\u00eble toekoms is in jou hande \u2013 wees dus proaktief en beplan saam met ons, jou professionele finansi\u00eble adviseurs by PSG Wealth in Langebaan..<\/span> Jy kan Emile J. van Rensburg gerus by selnommer 072 634 2559 of per e-pos kontak.<\/p>\n","protected":false},"excerpt":{"rendered":" Spaar jy vir aftrede? Dis goed. Beplan jy vir aftrede? D\u00eds nog beter. Beplanning vir jou aftrede en ander langtermyn- finansi\u00eble doelwitte is \u2019n noodsaaklike stap wat dit makliker maak om hierdie doelwitte te bereik.<\/p>\n","protected":false},"author":20,"featured_media":59868,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_linkdex":"","_yoast_wpseo_content_score":"","_yoast_wpseo_inclusive_language_score":"","_yoast_wpseo_is_cornerstone":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","newspack_ads_suppress_ads":false,"newspack_sponsor_sponsorship_scope":"","newspack_sponsor_native_byline_display":"inherit","newspack_sponsor_native_category_display":"inherit","newspack_sponsor_underwriter_style":"inherit","newspack_sponsor_underwriter_placement":"inherit","_crsspst_to_novanewscoza":false,"_crsspst_to_novanewscozabloemnewsexpress":false,"_crsspst_to_novanewscozacityvision":false,"_crsspst_to_novanewscozadistrictmailhelderberg":false,"_crsspst_to_novanewscozaeikestadnuus":false,"_crsspst_to_novanewscozahermanustimes":false,"_crsspst_to_novanewscozakomani-karoo":false,"_crsspst_to_novanewscozakougaexpress":false,"_crsspst_to_novanewscozamthathaexpress":false,"_crsspst_to_novanewscozanoordkaapbulletin":false,"_crsspst_to_novanewscozapaarlpost":false,"_crsspst_to_novanewscozapeexpress":false,"_crsspst_to_novanewscozapeoplespost":false,"_crsspst_to_novanewscozaswartlandgazette":false,"_crsspst_to_novanewscozatygerburger":false,"_crsspst_to_novanewscozaudexpress":false,"_crsspst_to_novanewscozavistanews":false,"_crsspst_to_novanewscozavrystaatkroon":false,"_crsspst_to_novanewscozaweskusnuus":false,"_crsspst_to_novanewscozaworcesterstandard":false,"_eb_attr":"","_EventAllDay":"","_EventTimezone":"","_EventStartDate":"","_EventEndDate":"","_EventStartDateUTC":"","_EventEndDateUTC":"","_EventShowMap":"","_EventShowMapLink":"","_EventURL":"","_EventCost":"","_EventCostDescription":"","_EventCurrencySymbol":"","_EventCurrencyCode":"","_EventCurrencyPosition":"","_EventDateTimeSeparator":"","_EventTimeRangeSeparator":"","_EventOrganizerID":"","_EventVenueID":"","_OrganizerEmail":"","_OrganizerPhone":"","_OrganizerWebsite":"","_VenueAddress":"","_VenueCity":"","_VenueCountry":"","_VenueProvince":"","_VenueState":"","_VenueZip":"","_VenuePhone":"","_VenueURL":"","_VenueStateProvince":"","_VenueLat":"","_VenueLng":"","_VenueShowMap":"","_VenueShowMapLink":"","_application":"","_batch_id":"","_company_name":"","_company_tagline":"","_company_twitter":"","_company_video":"","_company_website":"","_custom_id":"b8ff9cd4-5dd2-4ef6-af48-f528a21b9508","_EventDuration":"","_EventOrigin":"","_EventTimezoneAbbr":"","_featured":"","_filled":"","_job_expires":"","_job_location":"","_media_credit":"","_media_credit_url":"","_menu_item_menu_item_parent":"","_menu_item_object":"","_menu_item_object_id":"","_menu_item_target":"","_menu_item_type":"","_menu_item_url":"","_menu_item_xfn":"","_navis_media_can_distribute":"","_navis_media_credit_org":"","_OrganizerOrigin":"","_provider":"","_pum_built_in":"","_pum_default_theme":"","_pum_form_conversion_count":"","_remote_id":"","_remote_name":"","_remote_position":"","_report_frequency":"","_report_reference_dates":"","_send_attempts":"","_site_id":"","_sitemap_exclude":"","_sitemap_frequency":"","_sitemap_priority":"","_source_url":"","_subscription_period":"","_subscription_period_interval":"","_subscription_price":"","_tec_slr_enabled":"","_tec_slr_layout":"","_template_type":"","_ticket_end_date":"","_ticket_start_date":"","_tribe_aggregator_allow_multiple_organizers":"","_tribe_aggregator_content_type":"","_tribe_aggregator_file":"","_tribe_aggregator_finalized":"","_tribe_aggregator_hash":"","_tribe_aggregator_import_id":"","_tribe_aggregator_import_name":"","_tribe_aggregator_interactive":"","_tribe_aggregator_origin":"","_tribe_aggregator_post_status":"","_tribe_aggregator_preview":"","_tribe_aggregator_source_name":"","_tribe_aggregator_type":"","_tribe_default_ticket_provider":"","_tribe_hide_attendees_list":"","_tribe_rsvp_for_event":"","_tribe_ticket_capacity":"","_tribe_ticket_header":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":"","_tribe_ticket_version":"","_type":"","_VenueOrigin":"","_wp_attachment_context":"","_wp_attachment_image_alt":"","_wp_font_face_file":"","_wp_old_date":"","_yoast_wpseo_estimated-reading-time-minutes":"","_yoast_wpseo_focuskeywords":"","_yoast_wpseo_focuskw_text_input":"","_yoast_wpseo_keywordsynonyms":"","_yoast_wpseo_primary_block-catalog":"","_yoast_wpseo_primary_category":"","_yoast_wpseo_primary_job_listing_type":"","_yoast_wpseo_primary_nova_retailer":"","_yoast_wpseo_primary_publication":"","_yoast_wpseo_primary_tribe_events_cat":"","_yoast_wpseo_videositemap-duration":"","_yoast_wpseo_videositemap-rating":"","_menu_item_classes":[],"_tribe_modified_fields":[],"_wp_attachment_backup_sizes":[],"_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