Ekonomiese verlangsaming is geneig om siklies te wees. Daarom is dit wys om voorbereid te wees wanneer \u2019n resessie gebeur. <\/p>\n\n\n\n
Onthou dat aandele selfs tydens resessies kan presteer \u2013 jy moet net weet watter aandele. \u2019n Finansi\u00eble adviseur kan jou help om \u2019n resessie-bestande beleggingsplan op te bou. Hier is byvoorbeeld drie beleggingskeuses vir \u2019n resessie-bestande portefeulje:<\/p>\n\n\n\n
1. Kies kern-aandele in defensiewe sektore:<\/p>\n\n\n\n
\u2019n Handjievol sektore wat gewoonlik goed vaar ten spyte van markinsinkings, sal steeds groei om beleggers van \u2019n bestendige opbrengs te voorsien.<\/p>\n\n\n\n
Oorweeg dit om in sektore soos gesondheidsorg, nutsdienste en verbruikersgoedere te bel\u00ea, waarin besteding ongeag die stand van die ekonomie sal voortduur. <\/p>\n\n\n\n
2. Fokus op aandele met betroubare dividendbetalings: <\/p>\n\n\n\n
Dit is \u2019n goeie idee om maatskappye te soek met lae skuld-tot-ekwiteit-verhoudings en sterk balansstate, wat \u2019n beleid het om gereeld dividende uit te keer.<\/p>\n\n\n\n
Oorweeg die dividend-aristokrate wat hul dividenduitbetalings oor minstens sewe opeenvolgende jare verhoog het of kon handhaaf. <\/p>\n\n\n\n
3. Bel\u00ea in edelmetale en kommoditeite wat geneig is om tydens markinsinkings goed te presteer:<\/p>\n\n\n\n
Aangesien die vraag na kommoditeite dikwels tydens resessies toeneem, styg hul pryse gewoonlik.<\/p>\n\n\n\n
\n Waarop dit neerkom<\/b>\n<\/p>\n\n\n\n
As jy vir die lang termyn bel\u00ea, behoort \u2019n dreigende resessie jou nie paniekerig te maak nie. <\/p>\n\n\n\n
Dit is beter om by jou langtermyn-beleggingstrategie te hou en jou portefeulje onveranderd te hou, as om uit vrees aandele te verkoop nadat die prys geval het. As jy geld het om te bel\u00ea, kan jy kyk na resessie-vriendelike sektore en aandele wat al baie jare \u2019n betroubare dividend betaal \u2013 dit is gewoonlik gevestigde maatskappye wat \u2019n afswaai goed kan trotseer.<\/p>\n\n\n\n
\n Wenke om slim te bel\u00ea<\/b>\n<\/p>\n\n\n\n
As jy onseker is oor hoe om \u2019n resessie-bestande portefeulje op te bou, kan \u2019n gekwalifiseerde finansi\u00eble adviseur jou help om jou finansi\u00eble doelwitte te bereik. \u2019n Goeie adviseur kan waarde tot jou langtermyn- finansi\u00eble beplanning toevoeg om jou in \u2019n beter posisie te plaas en jou gemoedsrus te gee.<\/p>\n\n\n\n
\u2019n Resessie kan ernstige verliese tot gevolg h\u00ea. Dit is hoekom die vertrekpunt van enige beleggingsplan is om jou risiko-aptyt te bepaal. <\/p>\n\n\n\n
\u2019n Raadgewer sal jou gepaste finansi\u00eble leiding kan gee oor \u2019n toepaslike batetoewysing en beleggingstrategie vir jou persoonlike risikotoleransie, kapasiteit en persoonlike doelwitte om jou na die optimale portefeulje vir jou unieke situasie te lei.<\/p>\n\n\n\n
Ons herinner lesers weer aan ons gratis aftree-seminaar op 22 Junie in Langebaan. Die seminaar is gemik op individue wat naby of reeds afgetree is. Stuur asseblief e-pos aan jac@psg.co.za voor of op 15 Junie om jou plek te bespreek.<\/span>.<\/span> Lesyl Potgieter, CFP\u00ae CA (SA) is \u2019n welvaartbestuurder by PSG Wealth. Kontak haar by Lesyl.Potgieter@psg.co.za.<\/span> Die inligting in hierdie artikel is algemene inligting. Dit is nie finansi\u00eble, belasting-, regs- of beleggingsadvies nie en die maatskappye in die PSG Konsult Groep waarborg nie die geskiktheid of potensi\u00eble waarde daarvan nie. Aangesien individuele behoeftes en risikoprofiele verskil, stel ons voor dat jy jou gekwalifiseerde finansi\u00eble adviseur raadpleeg indien nodig. PSG Wealth Financial Planning (Pty) Ltd is \u2019n gemagtigde finansi\u00eble diensverskaffer (FDV 728)<\/i>. <\/p>\n","protected":false},"excerpt":{"rendered":" Ekonomiese verlangsaming is geneig om siklies te wees. 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