\u201cIndien daar \u00e9\u00e9n spesifieke versoek is wat ek sou geuiter het toe ek nog jonk was, sou dit gewees het: \u2018Help ons om geldvaardige jeug op te lei, Suid-Afrika.\u2019 <\/p>\n\n\n\n
S\u00f3 s\u00ea Carla Oberholzer, skuldadviseur by DebtSafe.<\/p>\n\n\n\n
Oberholzer s\u00ea die konsep van geld is \u2019n \u201cfundamentele vaardigheid wat enige volwassene, ouer, voog, familielid of onderwyser ons jongmense kan help aanleer\u201d.<\/p>\n\n\n\n
Oberholzer moedig volwassenes aan om \u2019n geslag geldvaardige jongmense te help bewerkstellig, en die sleutel is om hulle al van kleins af te betrek.<\/p>\n\n\n\n
DebtSafe se span het \u2019n ouderdomsgids saamgestel wat aan volwassenes (insluitend jonger volwassenes) idees bied om in hul finansi\u00eble jeuggebaseerde leringe in te sluit: <\/p>\n\n\n\n
\n Kleuters (2-3-jariges)<\/b>\n<\/p>\n\n\n\n
Ouers\/voogde\/onderwysers kan geldvaardige kreatiewe leer inkorporeer en \u201cdenkbeeldige\/fantasie-pretspel\u201d op eenvoudige maniere aanbied om die konsep van geld\/geldsake aan kleuters (twee tot driejariges) bekend te stel of oor te dra. Hier is \u2019n paar voorstelle vir hulle om te oorweeg:.<\/span> Kleuters kan die name van munte (sente) en note (rande) begin onderskei \u2013 volwassenes kan \u2019n \u201ckleurspeletjie\u201d speel en die kinders help vertroud raak met geld. * Let wel: Hierdie soort speletjie vereis toesig wanneer met munte \u2013 R1, R2, R5, 10c, 20c en 50c \u2013 gespeel word..<\/span> Kleuters kan die basiese beginsels van \u201csake doen\u201d begin verstaan deur geld\/speelgeld vir goedere te verruil. \u201cInkopies by die huis\u201d speel is groot pret en baie leersaam.<\/p>\n\n\n\n \n Voorskoolse leerders (3-5-jariges)<\/b>\n<\/p>\n\n\n\n Volwassenes word aangemoedig om drie- tot vyfjariges<\/span><\/b>toe te laat om aan geldvaardige, opvoedkundige aktiwiteite deel te neem:.<\/span> Verbeelding verwante speel-inisiatiewe soos \u201crestaurant-restaurant\u201d of \u201ckruidenierswinkel\u201d kan vaardighede insluit soos om goeie maniere aan te leer en kleingeld as kassier te bereken..<\/span> Om take vir sakgeld te verrig, bied opvoedkundige geleenthede. \u00c9n moenie van die tasbare \u201cvoel\u201d-konsep vergeet wat \u2019n spaarvarkie \u2019n kind sal kan leer nie. <\/p>\n\n\n\n Deur die bogenoemde voorbeelde in te sluit, kan voorskoolse kinders die geldkonsep begin begryp en \u2019n basiese begrip verkry dat \u2019n mens \u201crekeninge\u201d het wat betaal moet word.<\/p>\n\n\n\n \n Graadskoolleerders (6-12-jariges)<\/b>\n<\/p>\n\n\n\n Ouers\/voogde kan verskeie dinge doen om ses- tot 12-jariges se geldbewustheid en -vaardighede te help verskerp, byvoorbeeld:.<\/span><\/span>Open \u2019n bankrekening spesifiek vir kinders: Verskeie Suid-Afrikaanse banke bied hierdie rekeninge teen \u2019n gratis diensfooi (R0.00) aan asook spesiaal-ontwerpte belonings wat op kinders van toepassing is..<\/span> Vergelykingskonsepte tydens inkopies: Kinders kan opvoedkundige inkopie-uitstappies hou om winskopies raak te sien (vergelyk generiese produkte teenoor die handelsnaamprodukte se pryse, byvoorbeeld).<\/p>\n\n\n\n \n Tieners (12-18-jariges) <\/b>\n<\/p>\n\n\n\n Glo dit of nie, ouers kan 12- tot 18-jariges wel \u2019n paar finansi\u00eble lesse laat leer om hulle te help om geldvaardige rentmeesters te word. Hier is \u2019n paar idees:.<\/span> Tieners se sakgeld is geneig om vinnig op te raak tussen middagetegeld, skoolbenodigdhede en ander behoeftes. Ouers word aangemoedig om hul kinders te help om \u2019n begroting op te stel juis sodat hulle kan onderskei tussen dit wat hulle \u201cwil h\u00ea\u201d en dit wat hulle \u201cmoet h\u00ea\u201d (werklike behoeftes)..<\/span> Verskeie bank-\/foontoepassings is vir kinders beskikbaar indien ouers dit by hul aktiwiteite en leerbesprekings wil insluit. Verskeie programme is ook beskikbaar, soos byvoorbeeld MoneyTime<\/i> of StarSaver<\/span>, <\/i>wat hulle kan help om toe te sien dat tieners verskeie finansi\u00eble vaardighede leer. .<\/span> Niks is beter as om die konsep van geld te help verduidelik wanneer dit by liefdadigheid kom nie (kinders kan organisasies kies waartoe hulle graag wil bydra). <\/p>\n\n\n\n \u201c \u2018Maatskaplike verantwoordelikheid\u2019-inisiatiewe bied leerbare oomblikke en dit is \u2019n langtermyn-geldgedragbelegging vir enige tiener,\u201d beklemtoon Oberholzer.<\/p>\n\n\n\n \n \u201cIndien daar \u00e9\u00e9n spesifieke versoek is wat ek sou geuiter het toe ek nog jonk was, sou dit gewees het: \u2018Help ons om geldvaardige jeug op te lei, Suid-Afrika.\u2019.<\/p>\n","protected":false},"author":20,"featured_media":57195,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_linkdex":"","_yoast_wpseo_content_score":"","_yoast_wpseo_inclusive_language_score":"","_yoast_wpseo_is_cornerstone":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","newspack_ads_suppress_ads":false,"newspack_sponsor_sponsorship_scope":"","newspack_sponsor_native_byline_display":"inherit","newspack_sponsor_native_category_display":"inherit","newspack_sponsor_underwriter_style":"inherit","newspack_sponsor_underwriter_placement":"inherit","_crsspst_to_novanewscoza":false,"_crsspst_to_novanewscozabloemnewsexpress":false,"_crsspst_to_novanewscozacityvision":false,"_crsspst_to_novanewscozadistrictmailhelderberg":false,"_crsspst_to_novanewscozaeikestadnuus":false,"_crsspst_to_novanewscozahermanustimes":false,"_crsspst_to_novanewscozakomani-karoo":false,"_crsspst_to_novanewscozakougaexpress":false,"_crsspst_to_novanewscozamthathaexpress":false,"_crsspst_to_novanewscozanoordkaapbulletin":false,"_crsspst_to_novanewscozapaarlpost":false,"_crsspst_to_novanewscozapeexpress":false,"_crsspst_to_novanewscozapeoplespost":false,"_crsspst_to_novanewscozaswartlandgazette":false,"_crsspst_to_novanewscozatygerburger":false,"_crsspst_to_novanewscozaudexpress":false,"_crsspst_to_novanewscozavistanews":false,"_crsspst_to_novanewscozavrystaatkroon":false,"_crsspst_to_novanewscozaweskusnuus":false,"_crsspst_to_novanewscozaworcesterstandard":false,"_eb_attr":"","_EventAllDay":"","_EventTimezone":"","_EventStartDate":"","_EventEndDate":"","_EventStartDateUTC":"","_EventEndDateUTC":"","_EventShowMap":"","_EventShowMapLink":"","_EventURL":"","_EventCost":"","_EventCostDescription":"","_EventCurrencySymbol":"","_EventCurrencyCode":"","_EventCurrencyPosition":"","_EventDateTimeSeparator":"","_EventTimeRangeSeparator":"","_EventOrganizerID":"","_EventVenueID":"","_OrganizerEmail":"","_OrganizerPhone":"","_OrganizerWebsite":"","_VenueAddress":"","_VenueCity":"","_VenueCountry":"","_VenueProvince":"","_VenueState":"","_VenueZip":"","_VenuePhone":"","_VenueURL":"","_VenueStateProvince":"","_VenueLat":"","_VenueLng":"","_VenueShowMap":"","_VenueShowMapLink":"","_application":"","_batch_id":"","_company_name":"","_company_tagline":"","_company_twitter":"","_company_video":"","_company_website":"","_custom_id":"fbd58fd6-3221-451e-96e7-320a80619a6e","_EventDuration":"","_EventOrigin":"","_EventTimezoneAbbr":"","_featured":"","_filled":"","_job_expires":"","_job_location":"","_media_credit":"","_media_credit_url":"","_menu_item_menu_item_parent":"","_menu_item_object":"","_menu_item_object_id":"","_menu_item_target":"","_menu_item_type":"","_menu_item_url":"","_menu_item_xfn":"","_navis_media_can_distribute":"","_navis_media_credit_org":"","_OrganizerOrigin":"","_provider":"","_pum_built_in":"","_pum_default_theme":"","_pum_form_conversion_count":"","_remote_id":"","_remote_name":"","_remote_position":"","_report_frequency":"","_report_reference_dates":"","_send_attempts":"","_site_id":"","_sitemap_exclude":"","_sitemap_frequency":"","_sitemap_priority":"","_source_url":"","_subscription_period":"","_subscription_period_interval":"","_subscription_price":"","_tec_slr_enabled":"","_tec_slr_layout":"","_template_type":"","_ticket_end_date":"","_ticket_start_date":"","_tribe_aggregator_allow_multiple_organizers":"","_tribe_aggregator_content_type":"","_tribe_aggregator_file":"","_tribe_aggregator_finalized":"","_tribe_aggregator_hash":"","_tribe_aggregator_import_id":"","_tribe_aggregator_import_name":"","_tribe_aggregator_interactive":"","_tribe_aggregator_origin":"","_tribe_aggregator_post_status":"","_tribe_aggregator_preview":"","_tribe_aggregator_source_name":"","_tribe_aggregator_type":"","_tribe_default_ticket_provider":"","_tribe_hide_attendees_list":"","_tribe_rsvp_for_event":"","_tribe_ticket_capacity":"","_tribe_ticket_header":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":"","_tribe_ticket_version":"","_type":"","_VenueOrigin":"","_wp_attachment_context":"","_wp_attachment_image_alt":"","_wp_font_face_file":"","_wp_old_date":"","_yoast_wpseo_estimated-reading-time-minutes":"","_yoast_wpseo_focuskeywords":"","_yoast_wpseo_focuskw_text_input":"","_yoast_wpseo_keywordsynonyms":"","_yoast_wpseo_primary_block-catalog":"","_yoast_wpseo_primary_category":"","_yoast_wpseo_primary_job_listing_type":"","_yoast_wpseo_primary_nova_retailer":"","_yoast_wpseo_primary_publication":"","_yoast_wpseo_primary_tribe_events_cat":"","_yoast_wpseo_videositemap-duration":"","_yoast_wpseo_videositemap-rating":"","_menu_item_classes":[],"_tribe_modified_fields":[],"_wp_attachment_backup_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\n .<\/span> Weslander<\/i> sal aanstaande week wenke vir jong volwassenes (18 tot 30 jaar oud) plaas.<\/p>\n","protected":false},"excerpt":{"rendered":"