Soos die gesegde lui, \u201cTyd in die mark klop jou tydsberekening van die mark\u201d. Ons w\u00eareldekonomie is soos \u2019n skip in woelige waters. Ons het al die wysheid nodig wat ons kan versamel om die skip op koers te hou en te navigeer deur wat voorl\u00ea. Die afgelope drie jaar het ons deur skok, n\u00e1 skok, n\u00e1 skok geleef.<\/p>\n\n\n\n
\n Elke uitdaging skep \u2019n geleentheid<\/b>\n<\/p>\n\n\n\n
Die huidige komplekse en onvoorspelbare marktoestande het gelei tot \u2019n aansienlike herprysing van bates. Aandele het in September skerp gedaal weens vrese dat die Amerikaanse Federale Reserweraad se aggressiewe rentekoersverhogingsiklus die ekonomie tot stilstand kan bring. <\/p>\n\n\n\n
Met verdere stygings wat voorl\u00ea, tesame met min groei, geopolitieke onrus en voortslepende inflasiedruk, kan dit egter \u2019n lang tydperk van onsekerheid en wisselvalligheid beteken. Hoewel beleggers \u2019n voortgesette herstel met sterk groei oor die bre\u00eb mark verwag, is daar tans egter steeds verskeie markrisiko\u2019s wat \u2019n lang skadu oor ekonomiese vooruitsigte werp. <\/p>\n\n\n\n
Die vraag is dus: Hoe moet beleggers geleenthede te midde van onsekerheid identifiseer? <\/p>\n\n\n\n
\n Sleuteltemas terwyl ons die laaste kwartaal van 2022 ingaan, met die oog op 2023<\/b>\n<\/p>\n\n\n\n
1. Inflasie: Die hoogtepunte duur voort<\/p>\n\n\n\n
Aanhoudende prysdruk maak dit noodsaaklik om beleggings aktief te diversifiseer met bates wat minder vatbaar is vir veranderings in die ekonomie en inflasie, soos sommige waarde-aandele, eiendom en ander bateklasse. Strategie\u00eb wat op langtermyn sekul\u00eare groeineigings in tegnologie- en ander sektore fokus, kan, op grond van huidige waardasies, ook moontlik oorweeg word met \u2019n langtermyn uitkyk.<\/p>\n\n\n\n
2. Effektekoerse <\/p>\n\n\n\n
Inkomstegenererende bates word al hoe meer waardevol as gevolg van die konstante styging in rentekoerse. Die effekte van ontwikkelde lande lewer steeds negatiewe re\u00eble opbrengste. Aangesien koerse aanhou styg, kan hulle steeds weerstand ervaar oor die kort termyn. Plaaslik lewer ons langtermyn-effekte aantreklike opbrengste van meer as 10%. Hier is \u2019n potensi\u00eble geleentheid namate koerse begin normaliseer.<\/p>\n\n\n\n
3. Suid-Afrika as \u2019n beleggingsopsie?<\/p>\n\n\n\n
Die kort antwoord is ja. Ons is optimisties oor die vooruitsigte van die meeste Suid-Afrikaanse bateklasse. Plaaslike kontantkoerse is baie ho\u00ebr as wat in oorsese markte aangebied word. Kontant bied \u2019n goeie buffer teen die onbestendigheid van aandele, en namate koerse aanhou styg, daal die geleentheidskoste om meer konserwatiewe bates te hou. Sikliese sektore soos banke, sekere kommoditeite en energie lyk ook aantreklik op grond van ons navorsing. Hierdie sektore is egter nie die enigstes wat waarde bied nie. Dus is deeglike navorsing nou baie belangrik.<\/p>\n\n\n\n
Onthou, die enigste opdraand in jou beleggingsreis moet jou opbrengs en prestasie wees. Praat dus gereeld met jou adviseur om seker te maak dat jy \u2019n volledige oorsig het van wat jou strategie is en hoe dit ontwikkel. D\u00edt is uiters belangrik om voortgesette gemoedsrus te verseker, ondanks voortdurende \u201cgeraas\u201d in die mark..<\/span> Karel de Waal is \u2019n welvaartadviseur by PSG Wealth. Kontak hom gerus by DeWaal.Karel@psg.co.za.<\/span><\/i> Die inligting in di\u00e9 rubriek is algemene inligting. Dit is nie finansi\u00eble, belasting-, regs- of beleggingsadvies nie en die maatskappye in die PSG Konsult Groep waarborg nie die geskiktheid of potensi\u00eble waarde daarvan nie. Aangesien individuele behoeftes en risikoprofiele verskil, stel ons voor dat jy jou gekwalifiseerde finansi\u00eble adviseur raadpleeg indien nodig. PSG Wealth Financial Planning (Pty) LTD is gemagtigde finansi\u00eble diensverskaffers. FDV 728<\/i><\/b><\/p>\n","protected":false},"excerpt":{"rendered":" Soos die gesegde lui, \u201cTyd in die mark klop jou tydsberekening van die mark\u201d. Ons w\u00eareldekonomie is soos \u2019n skip in woelige waters. Ons het al die wysheid nodig wat ons kan versamel om die skip op koers te hou en te navigeer deur wat voorl\u00ea. Die 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