{"id":97937,"date":"2023-01-24T12:37:21","date_gmt":"2023-01-24T10:37:21","guid":{"rendered":"https:\/\/novanews.co.za\/rooirose\/?p=97937"},"modified":"2023-01-24T12:39:09","modified_gmt":"2023-01-24T10:39:09","slug":"tieners-agter-die-stuur","status":"publish","type":"post","link":"https:\/\/novanews.co.za\/rooirose\/tieners-agter-die-stuur\/","title":{"rendered":"Tieners agter die stuur"},"content":{"rendered":"<p><em>Deur Salom\u00e9 Delport<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4>Jou kant<\/h4>\n<p>Nuwe bestuurders in die huis beteken jou motorversekering moet aangepas word:<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Kry die voorwaardes <\/strong><\/p>\n<p>Versekeraars en polisse verskil: die belangrikste is om jou versekeraar te vra watter voorwaardes vir leerling- en ander bestuurders op jou spesifieke polis geld &#8211; en te onthou om die veranderings aan te bring.<\/p>\n<p>Party vereis net dat jou kind met jou toestemming jou motor bestuur. Ander vereis dat jy al die moontlike bestuurders van elke versekerde motor spesifiseer &#8211; en hulle sal n\u00e1 \u2019n ongeluk nie \u2019n sent uitbetaal as jou kind nie op die lys was nie. Party versekeraars vra \u2019n ho\u00ebr premie, ander nie. Maar as \u2019n leerlinglisensiehouer \u2019n ongeluk maak, kan die versekeraar byvoorbeeld buiten die standaardbybetaling van R1 500 \u2019n verdere bybetaling van R1 000 vereis. \u2019n Bykomende R250 kan betaalbaar wees as \u2019n kind sonder \u2019n lisensie en sonder toestemming die motor gebruik het.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Koop die regte enjingrootte <\/strong><\/p>\n<p>Talle versekeraars weier om versekering te verskaf vir bestuurders jonger as 25 met motors met \u2019n enjingrootte bo 1 800. Of hulle hef \u2019n baie ho\u00ebr premie. Stel vas wat is die maksimum grootte wat jou versekeraar sal dek v\u00f3\u00f3r jy vir jou kind \u2019n motor koop.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Kies die gepaste opsie <\/strong><\/p>\n<p>Daar is drie soorte versekering:<br \/>\n<strong>1 Omvattende versekering, wat alles dek.<\/strong> Dit dek nie motors ouers as twintig jaar nie. Dis verpligtend op alle motors op huurkoop.<br \/>\n<strong>2 Derdeparty, brand en diefstal dek net di\u00e9 drie skades.<\/strong> Ander skade weens \u2019n ongeluk kom uit jou sak. Party versekeraars dek net padwaardige motors.<br \/>\n<strong>3 Derdeparty alleen dek net die skade aan die ander motor.<\/strong> Dis die goedkoopste opsie, en dikwels die enigste een wat jy op \u2019n tipiese studentetjor kan kry.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Korrigeer jou kontrak <\/strong><\/p>\n<p>Telefoniese versekering is goedkoper omdat dit die middelman uitskakel, maar daar\u2019s meer slaggate. Die onus rus op jou om seker te maak al die detail op die skriftelike kontrak, gegrond op jou telefoniese registrasie, is korrek. As inligting foutief op die kontrak verskyn, kan die versekeraar eise weier.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Hersien jaarliks <\/strong><\/p>\n<p>Jy moet jaarliks jou motorversekering nagaan om vir waardevermindering voorsiening te maak. Jy behoort \u2019n adresverandering en nuwe motorgebruikers dadelik te registreer, maar as jy nog nie het nie, doen dit nou. Die korrekte adres is uiters belangrik omdat dit jou risikoprofiel kan be\u00efnvloed. As jou kind in \u2019n minder veilige gebied as jy woon en werk, en die motor wat jy op jou adres verseker het, word daar gesteel, het die versekeraar die volste reg om die eis te weier.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4>Tienertake<\/h4>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-105217 aligncenter\" src=\"https:\/\/novanews.co.za\/rooirose\/wp-content\/uploads\/2018\/06\/pexels-photo-787472-500x333.jpeg\" alt=\"\" width=\"500\" height=\"333\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Vooraf <\/strong><\/p>\n<p>Loop \u2019n vinnige draai om jou motor en kyk of die bande styf is en alles reg lyk.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Veilig <\/strong><\/p>\n<p><strong>Sluit heel eerste jou deure.<\/strong> Sit jou handsak en selfoon buite sig, maar ni\u00e9 onder jou sitplek nie, want dit kan vorentoe skuif en onder jou pedale beland. B\u00eare CD\u2019s en hul houers in \u2019n kissie &#8211; hulle kan soos projektiele deur die lug trek as jy skielik stop, en nogal seermaak.<\/p>\n<p><strong>Gordel vas<\/strong> &#8211; elke keer.<\/p>\n<p><strong>Vensters bly liefs toe.<\/strong> Ou motors sonder lugre\u00ebling \u00eds bedompig. Terwyl jy vinnig ry, kan jy maar so 5 cm oopdraai, maar jy m\u00f3\u00e9t by elke robot en stopstraat toedraai.<\/p>\n<p><strong>Beplan jou roete vooraf<\/strong> sodat jy nie in onveilige omgewings verdwaal nie.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Lees jou petrolmeter<\/strong><\/p>\n<p>Het jy genoeg petrol vir jou rit? Laat elke keer as jy petrol ingooi die batterywater, olie (veral as jou kar oud is) en banddruk nagaan.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Parkeer oordeelkundig <\/strong><\/p>\n<p>Gaan dit donker of stil wees wanneer jy weer by jou motor kom? Parkeer dan by ligte of \u2019n besige ingang. As daar nie plek is nie, skuif jou motor voor donker nader.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Saamryers <\/strong><\/p>\n<p>Wees liewer veilig as om wildvreemdes op te laai, veral as jy meisie-alleen ry &#8211; dit geld ook onbekende medestudente. Dit is dalk ongevoelig om vreemdelinge gestrand langs die pad te los, maar stilhou is t\u00e9 onveilig. Lig liewer die naaste polisiekantoor in dat mense hulp nodig het.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Behou kontak<\/strong><\/p>\n<p>Laat iemand weet wanneer jy vertrek en wanneer jy beplan om te arriveer sodat iemand kan opvolg as die rit skeef loop.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Noot vir nood <\/strong><\/p>\n<p>Hou jou lisensie en ID byderhand, met \u2019n ekstra geldnoot vir \u2019n nood. En hou in jou kattebak \u2019n flits, bottel vars water, voetpomp, gereedskapstel, sleeptou, batterykabels en noodhulpkissie.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Pap band <\/strong><\/p>\n<p>Al kan jy \u2019n wiel omruil, is jy weerloos as jy stokalleen langs die pad staan en sukkel. Ry eerder stadig tot by die naaste garage &#8211; of polisiekantoor as die garage ook maar verdag lyk.<\/p>\n<p>RunOnFlats is \u2019n soort band wat nie kan pap raak nie, maar dit pas net op sekere modelle. Wielgas is \u2019n mengsel van lateks en gas wat op \u2019n lekplek gespuit word om die gaatjie te se\u00ebl tot jy by \u2019n garage kan uitkom. Hou \u2019n spuitbottel in jou kattebak.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Benut jou selfoon<\/strong><\/p>\n<p>Stoor die nasionale ambulansnommer (10177) en Netcare s\u2019n (082 911) op jou selfoon.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Lees ook:\u00a0<a href=\"https:\/\/novanews.co.za\/rooirose\/eerstejaar-5-suksesgeheime\/\" target=\"_blank\" rel=\"noopener noreferrer\">Eerstejaar? 5 suksesgeheime<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Deur Salom\u00e9 Delport &nbsp; &nbsp; Jou kant Nuwe bestuurders in die huis beteken jou motorversekering moet aangepas word: &nbsp; Kry die voorwaardes Versekeraars en polisse verskil: die belangrikste is om jou versekeraar te vra watter voorwaardes vir leerling- en ander [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":135644,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[679,662],"tags":[134,1113,1394,23444,24736,60333,62575],"class_list":["post-97937","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ouerskap","category-jou-lewe","tag-ouerskap","tag-aktueel","tag-news","tag-parenting","tag-family","tag-jou-lewe","tag-wellness"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tieners agter die stuur | rooi rose<\/title>\n<meta name=\"description\" content=\"Op sewentien is \u2018n leerlinglisensie \u2018n statussimbool. 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