{"id":7517,"date":"2024-03-28T08:54:18","date_gmt":"2024-03-28T06:54:18","guid":{"rendered":"http:\/\/rooirose.dvlp.site\/hou-so-by-jou-begroting\/"},"modified":"2024-03-28T08:58:21","modified_gmt":"2024-03-28T06:58:21","slug":"hou-so-by-jou-begroting","status":"publish","type":"post","link":"https:\/\/novanews.co.za\/rooirose\/hou-so-by-jou-begroting\/","title":{"rendered":"Hou s\u00f3 by jou begroting"},"content":{"rendered":"

Die woord begroting <\/strong>wek net soveel angs as die woord dieet<\/strong>. Mens dink onmiddellik jy moet iets lekkers prysgee of opoffer en dan begin jy jouself indoen en jy stel jou sukses op die spel.<\/p>\n

Die suksesvolle bestuur van geld is afhangend van \u2019n suksesvolle begroting. Geldbestuur hang van ons geldgewoontes af. Op sy beurt, is ons gewoontes die resultaat van dit wat ons herhaaldelik doen oor \u2019n periode van tyd. Dit is jou finansi\u00eble gewoontes wat sal bepaal of jy finansieel vry gaan leef al dan nie.<\/p>\n

Derhalwe om suksesvol te begroot, moet ons die regte gewoontes en gedrag aanleer. Net soos \u2019n dieet waar jy voel jy word ingedoen omdat jy nie dit of daai mag eet nie, en besef dit werk nie op die lang duur nie, so ook sal \u2019n begroting waar jy voel jy kan nie pret h\u00ea nie, nie lank oorleef nie.<\/p>\n

Dit is nie die bedrag geld wat saak maak nie, maar die gewoonte <\/strong>van wat jy doen met jou geld wat in die langtermyn die verskil gaan maak.<\/p>\n

Wat ek doen, en ook vir my kinders leer met hulle sakgeld, is om geld te verdeel <\/strong>in verskillende porsies. Die beste is om dit in verskillende rekeninge te sit as jy kan. Hierdie manier van spaar raak al hoe makliker wanneer die regte gewoonte aangeleer is.<\/p>\n

Waar jou totale inkomste 100% verteenwoordig, breek jy die bedrag op soos volg:<\/p>\n

1. Uitgawes (50%)<\/strong>
\nHierdie verteenwoordig jou maandelikse onkostes soos water, elektrisiteit, ens. Weet presies waaraan jy dit spandeer.<\/p>\n

2. Pret (10%)<\/strong>
\nDit is belangrik om elke maand hierdie geld eenkant te sit en iets pret te doen. Dit is belangrik dat jy hierdie bedrag elke maand moet spandeer en dit geniet, jy sal nie voel jy ontneem jouself van enigiets nie, en help jou om gemotiveerd te bly met jou nuwe gewoonte.<\/p>\n

3. Spaar vir iets (15%)<\/strong>
\nInstede daarvan om iets op krediet te koop, wat jou op die lange duur in skuld dompel, spaar \u2019n bedrag elke maand tot jy genoeg het om daardie item kontant te kan koop. Jy sal so trots voel wanneer jy daardie item skuldvry gaan koop, dat dit jou sal aanspoor om daarmee aan te hou.<\/p>\n

4. Finansi\u00eble vryheid (20%)<\/strong>
\nHierdie geld raak jy nooit aan nie. NOOIT! Hierdie is jou potjie goud wat oor jare akkumuleer en rente verdien wat jou finansieel vry gaan maak.<\/p>\n

5. Gee terug (5%)<\/strong>
\nGee en jy sal ontvang. Miskien wil jy kos koop vir iemand in nood, of aan liefdadigheid skenk. Die hoe en wat is nie belangrik nie, wat saak maak is dat jy iets doen wat \u2019n verskil in iemand anders se lewe maak en dit sal jou laat goed voel oor jouself.<\/p>\n

As jy hierdie gewoontes kan aanleer en daarby hou, sal jy die lewe op \u2019n heel ander vlak ervaar en \u2019n betekenisvolle verskil aan jou finansi\u00eble posisie maak. Hou daarby en moenie opgee nie.<\/p>\n

Lees ook:\u00a016 Maniere om geld op jou klerekas te spaar<\/a><\/p>\n

<\/div>\n

Hilda Lunderstedt<\/strong> is \u2019n entrepreneur en een van die min vroue wat haar besigheid in minder as 10 jaar opgebou het tot \u2019n 9-syfer omset per jaar voor sy die internasionale besigeidsw\u00eareld betree het. Vandag het sy belange in verskeie besighede maar is veral \u2019n passievolle spreker vir vroue. Sy glo aan sukses en raak opgewonde oor geleenthede wat die w\u00eareld se eiendomsmark vir vroue bied om hul portefeulje op internasionale vlak op te bou.<\/p>\n

Hilda is \u2019n toegewyde ma van 2 jong kinders, skrywer en filantroop.<\/p>\n

Lees ook:\u00a0<\/strong>Maak geldslim kinders groot<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Die woord begroting wek net soveel angs as die woord dieet. Mens dink onmiddellik jy moet iets lekkers prysgee of opoffer en dan begin jy jouself indoen en jy stel jou sukses op die spel. Die suksesvolle bestuur van geld […]<\/p>\n","protected":false},"author":4,"featured_media":144002,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[680],"tags":[24,1774,2049,2091,27962,29127,31533,31711],"class_list":["post-7517","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sukses-en-geld","tag-sukses","tag-begroting","tag-geld","tag-finansies","tag-work","tag-money","tag-career","tag-private-finance"],"acf":[],"yoast_head":"\nHou s\u00f3 by jou begroting | rooi rose<\/title>\n<meta name=\"description\" content=\"Dit is nie die bedrag geld wat saak maak nie, maar die gewoonte van wat jy doen met jou geld wat in die langtermyn die verskil gaan maak.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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