{"id":115255,"date":"2023-06-23T12:20:30","date_gmt":"2023-06-23T10:20:30","guid":{"rendered":"https:\/\/novanews.co.za\/rooirose\/?p=115255"},"modified":"2023-06-23T12:18:33","modified_gmt":"2023-06-23T10:18:33","slug":"maak-seker-jou-lewensdekking-is-in-plek-voor-jy-vakansie-hou","status":"publish","type":"post","link":"https:\/\/novanews.co.za\/rooirose\/maak-seker-jou-lewensdekking-is-in-plek-voor-jy-vakansie-hou\/","title":{"rendered":"Maak seker jou lewensdekking is in plek voor jy vakansie hou"},"content":{"rendered":"<p><em>Maak seker jou lewensdekking is in plek voor jy vakansie hou deur Anet Schoeman\u00a0<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>Voldoende dekking vir sterftes en ongeskiktheid is nie \u2019n gewilde fokus vir gesprekke nie, maar vir mense met \u2019n gesin is dit \u2019n noodsaaklike onderwerp vir bespreking, s\u00ea Karen Bongers, produkontwikkelaar aktuatis van <a href=\"https:\/\/www.sanlam.co.za\/personal\/graduatesandprofessionals\/professionalinsurance\/Pages\/life-insurance.aspx\" target=\"_blank\" rel=\"noopener noreferrer\">Sanlam<\/a> Individual Life.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Hier is \u2019n paar belangrike punte om in ag te neem voor jy die vakansietasse pak:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4>1. Maak seker dat jou dekking vir sterftes en ongeskiktheid in plek is<\/h4>\n<p>Dis raadsaam om dekking uit te neem wat natuurlike en onnatuurlike sterftes (soos ongelukke) insluit. Tog kan jy dekking vir onnatuurlike oorsake uitneem al kwalifiseer jou gesondheid nie vir dekking vir natuurlike oorsake nie.<\/p>\n<p>Dis ook \u2019n vinniger proses wat gouer is om te finaliseer kort voor \u2019n vakansie omdat mediese ondersoeke onnodig is. As jy in \u2019n ongeluk sterf sal dekking jou gesin help om moontlike skuld af te betaal en geld te voorsien vir hul daagse behoeftes.<\/p>\n<p>As jy tydens \u2019n ongeluk beserings opdoen wat jou verhoed om te werk, sal dit vir die verlies aan inkomste kompenseer.<\/p>\n<p>Lees ook: <a href=\"https:\/\/novanews.co.za\/rooirose\/wat-sluit-jou-reisversekering-regtig-in\/\" target=\"_blank\" rel=\"noopener noreferrer\">Wat sluit jou reisversekering nou eintlik in?<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-115260 aligncenter\" src=\"https:\/\/novanews.co.za\/rooirose\/wp-content\/uploads\/2019\/06\/administration-blur-commerce-261625.jpg\" alt=\"Maak seker jou lewensdekking is in plek voor jy vakansie hou\" width=\"640\" height=\"480\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4>2. Nie alle lande word onder plaaslike dekking gedek nie.<\/h4>\n<p>Gesels met jou versekeraar as jy ongewone en gevaarlike bestemmings besoek. En speel oop kaarte met hulle. Dis beter om voor die tyd te weet wat die implikasies is sodat jy \u2019n plan kan maak. Hulle gaan in elk geval nie \u2019n eis uitbetaal wat buite die raamwerk van die polis val nie.<\/p>\n<p>Die onus is op jou om die fynskrif te lees en uit te vra.<\/p>\n<p>Lees ook: <a href=\"https:\/\/novanews.co.za\/rooirose\/2-dinge-wat-jy-moet-weet-oor-grensposte-jou-motor-en-versekering\/\" target=\"_blank\" rel=\"noopener noreferrer\">2 dinge wat jy oor grensposte en jou versekering moet weet<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-115261 aligncenter\" src=\"https:\/\/novanews.co.za\/rooirose\/wp-content\/uploads\/2019\/06\/aerial-shot-aeroplane-aircraft-1830556-e1561544587216.jpg\" alt=\"Maak seker jou lewensdekking is in plek voor jy vakansie hou\" width=\"675\" height=\"900\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4><strong>3. Nie alle aktiwiteite word gedek nie<\/strong><\/h4>\n<p>Sekere polisse sluit gevaarlike aktiwiteite soos sweeftuie en valskermspring uit. Wees eerlik met jou versekeraar sodat jy voldoende voorsienning kan maak vir jou aktiwiteite. Daar is selfs eenvoudige selfoonapps soos \u201cSanlam Go Cover\u201d wat jou toelaat om dekking vir beserings en dood weens ongelukke uit te neem vir periodes wat wissel tussen 24 uur en 30 dae.<\/p>\n<p>Lees ook: <a href=\"https:\/\/novanews.co.za\/rooirose\/verseker-jou-fiets-9-belangrike-dinge-wat-jy-moet-weet\/\" target=\"_blank\" rel=\"noopener noreferrer\">Verseker jou fiets: 9 dinge wat almal moet weet<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-115258 aligncenter\" src=\"https:\/\/novanews.co.za\/rooirose\/wp-content\/uploads\/2019\/06\/active-adventure-blue-sky-1705667.jpg\" alt=\"Maak seker jou lewensdekking is in plek voor jy vakansie hou\" width=\"640\" height=\"443\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4>4. Bel\u00ea in \u2019n begrafnispolis<\/h4>\n<p>Niemand hou daarvan om oor hul begrafnis te dink nie, maar die realiteit is dat dit \u2019n duur aff\u00eare is as jy nie \u2019n begrafnispolis het nie. Boonop is dit \u2019n groot troos vir naasbestaandes as dit een ding minder is om oor te bekommer.<\/p>\n<p>Lees ook: <a href=\"https:\/\/novanews.co.za\/rooirose\/jou-geldsake-wanneer-is-doen-dit-self-goed-genoeg-en-wanneer-roep-jy-die-kenners-in\/\" target=\"_blank\" rel=\"noopener noreferrer\">Jou geldsake &#8211; wanneer om professionele hulp te kry, en wanneer jy dit self kan doen<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-115257 size-full\" src=\"https:\/\/novanews.co.za\/rooirose\/wp-content\/uploads\/2019\/06\/cemetery-grass-graveyard-219714.jpg\" alt=\"\" width=\"640\" height=\"378\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4><strong>5. Het jy \u2019n testament? <\/strong><\/h4>\n<p>Maak seker dat jy \u2019n testament het en ook dat jy jou testament aanpas na \u2019n egskeiding anders kan jou eks \u2019n erfporsie kry.<\/p>\n<p>Lees ook: <a href=\"https:\/\/novanews.co.za\/rooirose\/beplan-onderhoud-vir-jou-kinders-na-n-egskeiding\/\" target=\"_blank\" rel=\"noopener noreferrer\">Beplan onderhoud vir jou kinders na \u2019n egskeiding<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-115262 aligncenter\" src=\"https:\/\/novanews.co.za\/rooirose\/wp-content\/uploads\/2019\/06\/activity-adult-cute-271721.jpg\" alt=\"Maak seker jou lewensdekking is in plek voor jy vakansie hou\" width=\"640\" height=\"426\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4>6. Is jou kinders gedek?<\/h4>\n<p>Jou gewone mediese fonds mag nie voorsiening maak vir duur plastiese chirurgie as \u2019n hond jou kind in die gesig gebyt het of \u2019n byna-verdrink nie. Dis nie lekker om daaraan te dink nie, maar voorsorg is veel beter spyt.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-115263 size-full\" src=\"https:\/\/novanews.co.za\/rooirose\/wp-content\/uploads\/2019\/06\/beach-children-family-39691.jpg\" alt=\"\" width=\"640\" height=\"426\" \/><\/p>\n<p>Nou kan jy met \u2019n geruste hart vakansie gaan hou!<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vakansies laat jou dink aan pret, plesier en ontspan. Nie testamente en begrafnispolisse nie. Tog gaan jy lekkerder vakansie hou as jy weet dat jou lewensdekking en verwante dokumentasie in plek is. <\/p>\n","protected":false},"author":38,"featured_media":138159,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[43450,680,662],"tags":[5825,29127,47155,51058,60333,65801],"class_list":["post-115255","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-persoonlike-groei","category-sukses-en-geld","category-jou-lewe","tag-sukses-en-geld","tag-money","tag-persoonlike-groei","tag-finance","tag-jou-lewe","tag-personal-finance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Maak seker jou lewensdekking is in plek voor jy vakansie hou | rooi rose<\/title>\n<meta name=\"description\" content=\"Vakansies laat jou dink aan pret, plesier en 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