{"id":113326,"date":"2023-05-18T09:55:43","date_gmt":"2023-05-18T07:55:43","guid":{"rendered":"https:\/\/novanews.co.za\/rooirose\/?p=113326"},"modified":"2023-05-18T09:56:15","modified_gmt":"2023-05-18T07:56:15","slug":"wat-sluit-jou-reisversekering-regtig-in","status":"publish","type":"post","link":"https:\/\/novanews.co.za\/rooirose\/wat-sluit-jou-reisversekering-regtig-in\/","title":{"rendered":"Wat sluit jou reisversekering regtig in?"},"content":{"rendered":"<p><em>Wat sluit jou reisversekering regtig in? deur Anet Schoeman<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\u201c\u2019n Ongeluk re\u00ebl nie vooraf met jou nie\u201d, troos \u2019n kollega onlangs nadat ek my knieligamente op \u2019n trampolien morsaf geskeur het.<\/p>\n<p>Ja, ongelukke gebeur gewoonlik op die mees ongele\u00eb tyd op die mees ongemaklike plek. Hoewel daar nooit \u2019n goeie tyd is om \u2019n mediese probleem te h\u00ea nie, is dit voorwaar aansienlik meer gekompliseerd en duur as dit buite jou landsgrense gebeur.<\/p>\n<p>Travel Insurance Consultants (TIC), \u2019n afdeling van Santam, s\u00ea dat hul \u00a0bevindinge toon dat 50% van alle reinsinsidente waarvoor reisigers eise instuur, ongelukke is.<\/p>\n<p>En as jy dink jy is ten volle gedek omdat jy reisversekering kry as jy jou vliegkaartjie met jou kredietkaart betaal, dink weer &#8230;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-113330 aligncenter\" src=\"https:\/\/novanews.co.za\/rooirose\/wp-content\/uploads\/2019\/05\/adventure-casual-cheerful-541518.jpg\" alt=\"Wat sluit jou reisversekering regtig in?\" width=\"640\" height=\"456\" \/><\/p>\n<p><strong>Hier is drie belangrike wenke van die Travel Insurance Consultants:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4>Wenk 1: Maak seker jou reisversekering sluit jou aktiwiteite in<\/h4>\n<p>Maak seker dat jou reisversekering die aktiwiteite waaraan jy gaan deelneem, insluit. Skubaduik en ski word nie altyd ingesluit nie.<\/p>\n<p>Reisversekering maak ook \u2019n onderskeid tussen kompeterende deelname aan \u2019n sportsoort en deelname as ontspanning.<\/p>\n<p>Maak seker jy vergelyk appels met appels as jy verskillende soorte reisversekering met mekaar vergelyk. Sportsoorte soos \u201ccage fighting\u201d, rugby en boks het spesiale versekering nodig.<\/p>\n<p>Jag, valskermspring en perdry word nooit ingesluit nie. Die meeste versekeraars sal nie eise hiervoor aanvaar nie.<\/p>\n<p>Lees ook: <a href=\"https:\/\/novanews.co.za\/rooirose\/motorversekering-oppas-vir-hierdie-slaggat\/\" target=\"_blank\" rel=\"noopener noreferrer\">Pasop vir hierdie slaggat vir jou motorversekering<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-113328 aligncenter\" src=\"https:\/\/novanews.co.za\/rooirose\/wp-content\/uploads\/2019\/05\/4k-wallpaper-beach-beauty-in-nature-2105937.jpg\" alt=\"Wat sluit jou reisversekering regtig in?\" width=\"640\" height=\"853\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4>Wenk 2: Verstaan die moontlike onkostes van \u2019n besering<\/h4>\n<p>Wees bewus van die potensi\u00eble omvang van onkostes van \u2019n besering. Dis nie voldoende om net goeie dekking vir beserings en mediese onkostes te h\u00ea nie.<\/p>\n<p>Een van die gevalle waarmee TIC onlangs te doen gehad het, was \u2019n reisiger wat ses ribbe en \u2019n platgevalde long na \u2019n ski-ongeluk in Slowakye gehad het. Sy versekeraar het ook \u2019n private bestuurder gehuur om drie en \u2019n half uur ver te ry om hom by die afgele\u00eb ski-oord op te laai en na Wene te bring vir behandeling. Geen taxi was bereid om so \u2019n lang reis te onderneem nie. Sy dekking het hom ook na Suid-Afrika in sakeklas teruggevlieg omdat sy dokter dit vereis het. Dus \u2019n verdere R33 900 vir die rekening!<\/p>\n<p>Dieselfde kan gebeur as jy \u2019n been breek of knieligamente skeur, omdat jy nie met \u2019n stywe been in gips of in \u2019n beenstut in \u2019n gewone sitplek sal pas nie.<\/p>\n<p>Lees ook: <a href=\"https:\/\/novanews.co.za\/rooirose\/hoe-om-te-verseker-dat-jou-finansies-nie-n-vliegramp-word-nie-beplanning-geldsake\/\" target=\"_blank\" rel=\"noopener noreferrer\">Hoe om te verseker dat jou finansies nie in \u2019n vliegramp sal ontaard nie<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-113329 aligncenter\" src=\"https:\/\/novanews.co.za\/rooirose\/wp-content\/uploads\/2019\/05\/action-adventure-alpine-352093.jpg\" alt=\"Wat sluit jou reisversekering regtig in?\" width=\"640\" height=\"426\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4>Wenk 3: Onthou, jou rande rek dalk nie so ver oorsee nie<\/h4>\n<p>Die meeste kredietkaarte sluit reisversekering in as jy \u2019n volle-tarief retoerkaartjies koop. Dit mag beperkte mediese versekering insluit, maar sodra jy in \u2019n vreemde land is met verlaagde koopwaarde vir jou rand, kom jy agter dat dit nie voldoende is om astronomiese hospitaalkostes te dek nie.<\/p>\n<p>Hospitalisasie vir toestande wat jy reeds het voor jy vlieg, is gewoonlik uitgesluit.<\/p>\n<p>Lees ook: <a href=\"https:\/\/novanews.co.za\/rooirose\/6-maniere-om-gemakliker-te-reis\/\" target=\"_blank\" rel=\"noopener noreferrer\">6 maniere om gemakliker te reis<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-113332 aligncenter\" src=\"https:\/\/novanews.co.za\/rooirose\/wp-content\/uploads\/2019\/05\/ambulance-architecture-building-263402.jpg\" alt=\"Wat sluit jou reisversekering regtig in?\" width=\"639\" height=\"423\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>Maak dus seker dat jy weet wat jou reisversekering insluit en maak aanpassings voor jy vertrek sodat jy met \u2019n geruste hart kan vakansie hou &#8211; al draai die noodlot teen jou.<\/p>\n<p>Lees ook:<a href=\"https:\/\/novanews.co.za\/rooirose\/2-dinge-wat-jy-moet-weet-oor-grensposte-jou-motor-en-versekering\/\" target=\"_blank\" rel=\"noopener noreferrer\"> 2 dinge wat jy moet weet oor jou motorversekering en grensposte<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Maak seker jy weet wat jou reisversekering insluit voor jy vertrek. \u2019n Klein misverstand kan jou duur te staan kom.<\/p>\n","protected":false},"author":38,"featured_media":137438,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[680,662],"tags":[24,2049,2091,29127,60333,65801],"class_list":["post-113326","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sukses-en-geld","category-jou-lewe","tag-sukses","tag-geld","tag-finansies","tag-money","tag-jou-lewe","tag-personal-finance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Wat sluit jou reisversekering regtig in? 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