Sonder om so slim soos die houtjie van die galg te wees, wil dit voorkom of \u2019n mens maklik die pot kan mis sit met die tweepotstelsel vir aftreefondse wat op 1 September in werking getree het. <\/p>\n\n\n\n
Dit is nie te betwyfel dat di\u00e9 tweepotstelsel goeie nuus vir mense met \u2019n geldnood is nie, en die voorspelling is boonop dat die stelsel \u2019n positiewe invloed op die ekonomie sal h\u00ea. <\/p>\n\n\n\n
Met di\u00e9 stelsel kan mense geld uit hul pensioenfonds onttrek sonder om te bedank of af te tree. Ook mag diegene wat uit \u2019n werk bedank, nie meer al hul pensioengeld onttrek nie. <\/p>\n\n\n\n
Dit kan positief wees omdat die meeste Suid-Afrikaners wat van werk verander glo al hul aftreegeld onttrek en dan van voor af moet begin spaar by \u2019n nuwe werk, skryf Hanlie Stadler en Nellie Brand-Jonker, sakejoernaliste van Netwerk24.<\/p>\n\n\n\n
Anders as wat verwag is, wil dit tans voorkom of dit grootliks mense in die middelklas is wat aansoek om onttrekkings doen, en nie diegene uit die laerinkomstekategorie wat waarskynlik \u2019n groter geldnood het nie, berig Metropolitan.<\/p>\n\n\n\n
Alexforbes, die grootste administrateur van aftreefondse in die land, het in die eerste week van die tweepotstelsel aansoeke vir R1,5 miljard se onttrekkings ontvang. <\/p>\n\n\n\n
Die belastinggaarder lek glo reeds lippe af, want na raming gaan R270 miljoen se belasting op bogenoemde bedrag betaal word. Boonop gaan diegene wat geld uit hul spaarpot onttrek, opdok vir ekstra koste wat die fondsadministrateurs hef. <\/p>\n\n\n\n
\u2019n Mens mag slegs een keer per belastingjaar geld uit die spaarpot onttrek. <\/p>\n\n\n\n
As jy geld hieruit onttrek, gaan jy minder geld by aftrede h\u00ea; dit is \u2019n feit.<\/p>\n\n\n\n
Kenners is dit eens dat dit die beste is om di\u00e9 pot stewig toe te hou tot by jou aftrede. <\/p>\n\n\n\n
Hanteer di\u00e9 spaarpot daarom soos \u2019n kookwarm pot: een waarmee jy jou hande kan verbrand, en een waaruit jou eendag-geld stadig kan wegkook indien jy nie koelkop bly nie.<\/p>\n","protected":false},"excerpt":{"rendered":"
Sonder om so slim soos die houtjie van die galg te wees, wil dit voorkom of \u2019n mens maklik die pot kan mis sit met die tweepotstelsel vir aftreefondse wat op 1 September in werking getree 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