{"id":48985,"date":"2022-05-05T08:54:05","date_gmt":"2022-05-05T06:54:05","guid":{"rendered":"https:\/\/novanews.co.za\/kougaexpress\/mas-kan-hulle-eie-geldsake-maak-werk-bemoedig-hulle-20220504-2\/"},"modified":"2022-05-05T08:54:05","modified_gmt":"2022-05-05T06:54:05","slug":"mas-kan-hulle-eie-geldsake-maak-werk-bemoedig-hulle-20220504-2","status":"publish","type":"post","link":"https:\/\/novanews.co.za\/kougaexpress\/mas-kan-hulle-eie-geldsake-maak-werk-bemoedig-hulle-20220504-2\/","title":{"rendered":"Ma\u2019s kan hulle eie geldsake maak werk \u2013 bemoedig hulle"},"content":{"rendered":"<p>Tussen die warboel van verskeie ekonomiese uitdagings, bly Moedersdag \u2019n belangrike deel van die Suid-Afrikaanse Meimaand-kalender. <\/p>\n<p>Hoewel dit eintlik elke dag moet gebeur, het Suid-Afrikaners die kans om amptelik op 8 Mei \u2018dankie\u2019 te s\u00ea en eer te betoon aan al die moederfigure in hulle lewe. Hoeveel te meer om hulle ook by te staan sodat hulle een aspek van hulle daaglikse aktiwiteite, naamlik geldsake, kan makliker maak in die proses. Selfs, al lyk dinge deurmekaar en finansies trek swaar.<\/p>\n<p>Ma\u2019s word daagliks gekonfronteer met uitdagings soos om duur lewenskostes aan te pak (soos die brandstof- en inkopiepryse) en om seker te maak die begrotings klop elke maand. Dit is duidelik dat Suid-Afrikaanse ma\u2019s alle ondersteuning (en advies) nodig het om hulle finansi\u00eble laste stelselmatig te help aanpak.<\/p>\n<p>Volgens Carla Oberholzer, woordvoerder en skuldadviseur by DebtSafe, is daar \u2019n hele paar uitdagings wat moeders se finansi\u00eble situasies kan belemmer. <\/p>\n<p>Die volgende voorbeelde is slegs \u2019n druppel in die emmer, maar kan wel help om \u2019n beter realiteitsprentjie te skep oor ma\u2019s se moontlike struikelblokke:<\/p>\n<ul>\n<li>Kruideniersware-kostes, ho\u00eb brandstofpryse, skoolgelde en verskeie ander krisisse of verpligtinge dra by om lewenskostes by die dag duurder te maak.<\/li>\n<li>Werk is ook skaars en deesdae ontmoet \u2019n ma se inkomste nie noodwendig al haar uitgawes (of selfs skuldverpligtinge) nie.<\/li>\n<li>Huishoudelike situasies kan ook ma\u2019s se geldsake kniehalter. Volgens kundiges dra die sogenaamde versuim-om-te-begin sindroom by dat jong volwassenes steeds by hulle ouers bly of die realiteit van \u2019n toebroodjie-generasie neem oor \u2013 waar werkende Suid-Afrikaners (insluitend ma\u2019s) ondersteuning aan \u2019n geliefde (soos \u2019n broer, suster of ouer) dikwels moet bied.<\/li>\n<\/ul>\n<p>So, wat nou gemaak indien een van, of al die bogenoemde realiteite tans moeders se werklikheid of geldsituasies weerspie\u00ebl? Ma\u2019s is uithouers asook aanhouers en moet daarom konstant seker maak dat hulle hul geldsake effektief bestuur. <\/p>\n<p>Hier is \u2019n paar wenke wat kan help om dit te doen:<\/p>\n<ul>\n<li>Eksterne faktore (die duur kospryse, buitelandse sake\/gebeurtenisse, oliepryse, rentekoerse of randwaardes) wat die ekonomie beinvloed is buite ma\u2019s se beheer. Moeders moet, of kan, dit raaksien vir wat dit is EN moet nie so hard op hulself wees en dink dat dit hulle skuld is nie.<\/li>\n<li>Ma\u2019s moet hulle eie \u2018mini-ekonomie\u2019 vir hulself opbou en kyk waar hulle moontlik iets soos \u2019n ekstra inkomste kan genereer. Hulle kan werk met wat hulle het, en veral in \u2019n tyd soos di\u00e9, kreatief raak en addisionele klasse aanbied, begin bak en brou, of iets doen wat natuurlik kom en s\u00f3 meer geld tot die huishouding (dalk nie vandag nie, maar m\u00f4re) by-voeg.<\/li>\n<li>Dit is belangrik om by \u2019n maandelikse begroting te bly en ook een dadelik te begin opstel indien dit nog nie tans aangewend word nie. Onthou: \u2019n ma moet met \u2019n basiese begroting begin \u2013 inkomste minus uitgawes. Bemoedig haar om ook daardie bankstate te bekyk en help haar om ontslae te raak van al die onnodige \u2018spanderingslekkasies\u2019\/\u2018geldjakkalse\u2019 of luukshede (soos byvoorbeeld \u2019n gymnasiumkontrak wat nie tans benut word nie, of die tipe TV-pakket wat nie regtig gebruik word nie).<\/li>\n<\/ul>\n<p>Dit is tyd om moeders te eer vir alles wat hulle doen. Deel daarom die bogenoemde finansi\u00eble wenke met hulle en help hulle om solank een aspek in hulle lewe so bietjie makliker te maak. <\/p>\n<p>Daar is verskeie uitdagings waarmee ma\u2019s gekonfronteer word deesdae, maar as daar iemand is wat bo haar omstandighede kan uitstyg, is dit \u2019n MA. Al die ma\u2019s daar buite word \u2019n bemoedigende en gelukkige Moedersdag (8 Mei) toegewens.<\/p>\n<p>\u2013 UITGEREIK DEUR DEBTSAFE<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tussen die warboel van verskeie ekonomiese uitdagings, bly Moedersdag \u2019n belangrike deel van die Suid-Afrikaanse 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